Cedar &
Stone
Asheville · NC · Est. 2026
Business Plan · Design-Build & Maintenance
Cedar &
Stone Landscapes
A design-build & maintenance company growing the Blue Ridge one yard at a time — built on recurring contracts and a crew that shows up.
Prepared by
Sam & Téa Holloway
Capital sought
$50,000 SBA
Launch
March 2026
01

Executive Summary

The pitch

Cedar & Stone Landscapes is a design-build and maintenance company serving Asheville and the Blue Ridge — pairing high-margin patio, planting, and hardscape installs with a steady book of recurring maintenance contracts.

The model is deliberately two-engined. Maintenance contracts are the keel: predictable monthly revenue that funds payroll year-round. Design-build projects are the sail: patios, walls, and planting at install margins that build the brand and the bank balance. One feeds the other — every install becomes a maintenance client, every visit a standing sales call.

$418K
Year-1 revenue (projected)
Mo. 10
Cash-flow break-even
$11.2K
Recurring MRR by Yr-1 end
$90K
Total startup cost
The opportunity

Buncombe County added roughly 9,400 homes since 2020, most on sloped lots that need grading, drainage, and hardscape — not just mowing. Demand for crews that can both design and maintain outpaces the supply of licensed, insured operators who answer the phone.

Why us

Sam ran installs for a 14-crew Asheville firm for eight years and holds an NC landscape-contractor license; Téa built and retained a 120-account maintenance book. We start with the design eye, the crew relationships, and 18 signed maintenance LOIs before turning a shovel.

The ask

$50,000 to put the truck, trailer, and crew on the ground.

An SBA loan for the work truck, mowers, trailer, and first-season working capital. With $40,000 of owner equity, it funds a fully-equipped two-crew operation through the slow first winter — no personal debt to the founders.

$50,000
Cedar & Stone Landscapes LLCConfidential — Page 2
02

Services & Offering

What we sell

Two service lines, one relationship. Recurring maintenance keeps a property looking sharp every week; design-build transforms it. We sell the maintenance to fund the crew and the design-build to grow the margin — and we cross-sell relentlessly between them.

Service lines & pricing
Recurring vs. project

Maintenance is ~45% of revenue but 100% of stability — it covers fixed payroll and insurance so a slow install month never threatens the lights. We target a maintenance book of 60+ accounts by the end of Year 1, building toward $11K+ in monthly recurring revenue.

The cross-sell loop

Every design-build install converts to a maintenance contract at signing — protecting the work and locking in the relationship. Every maintenance visit surfaces the next project: the patio they keep mentioning, the drainage they keep fighting. Our crews are trained to spot and quote it on the spot.

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03

Market Analysis

The demand

Asheville is a fast-growing mountain market where steep, wooded lots and a design-conscious homeowner base create exactly the kind of work that rewards a crew who can do more than mow.

$176B
US landscaping market, 2026
5.4%
Industry CAGR through 2030
9.4K
New homes in county since '20
$8.5K
Avg. annual yard spend, owner
Who buys
  • Established homeowners (52% of revenue) — 40–65, sloped lots, want a one-call crew for both upkeep and projects.
  • New-build & relocation buyers (33%) — fresh from the city, blank-slate yards, ready to invest in a finished landscape.
  • Short-term rental owners (15%) — Airbnb-driven; need curb appeal kept guest-ready on contract.
Seasonality & why timing works

The Blue Ridge season runs roughly March–November, with peak install demand April–June and a hard slow stretch December–February. We plan for it: maintenance MRR and pre-booked winter hardscape carry fixed costs through the cold months when competitors lay off crews and lose them.

Buncombe's building boom means a steady pipeline of new yards that need everything, not just a Saturday mow.

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04

Competitive Landscape

The edge

The market splits into two camps: cheap mow-and-go crews who can't design, and high-end design firms who won't maintain. Cedar & Stone owns the middle — licensed and insured, genuine design capability, and a reliable maintenance route. That combination is rare and sticky.

CompetitorDesign-buildRecurringLicensed
GreenBlade Lawn Co. mow-and-go, price-drivenNoYesNo
Summit Outdoor Living high-end hardscape onlyYesNoYes
QuickCut Crews franchise mowingNoYesNo
Cedar & StoneYesYesYes
Our moat
  • One crew, both jobs — design-build clients stay as maintenance clients; nobody else closes that loop locally.
  • Licensed & insured — we win the retaining-wall and drainage work the unlicensed crews legally can't touch.
  • Route density from day one — 18 signed LOIs clustered in three neighborhoods cut windshield time and lift margin.
Honest risks
  • Weather & seasonality — a wet spring delays installs and a hard winter idles crews. Mitigated by MRR and pre-sold winter hardscape.
  • Labor availability — skilled crew is scarce. We pay above-market, offer year-round work, and train from within.
  • Fuel & material costs — pavers and stone swing. We quote with escalators and lock supplier pricing per project.
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05

Operations & Go-to-Market

The machine

Two crews, one truck-and-trailer rig to start, run a published weekly route built around neighborhood density. A maintenance crew works the route Monday–Thursday; the install crew runs design-build jobs that flex with the season and the weather.

The season, by quarter
SPRING
Mar–May · Peak

Cleanups, mulch, and the year's biggest install pipeline. All hands, longest days.

SUMMER
Jun–Aug · Steady

Full maintenance route plus patios and walls. Predictable, profitable core.

FALL
Sep–Nov · Build

Leaf cleanup, planting, and pre-sold winter hardscape booked ahead.

WINTER
Dec–Feb · Carry

MRR + booked stonework + design sales for spring. Crew kept whole.

Crew & equipment
  • Two 2-person crews — one maintenance, one install; founders run sales, design, and the second truck.
  • Core rig — 3/4-ton truck, dual-axle trailer, two commercial mowers, skid-steer rented per hardscape job.
  • Route density — jobs clustered to keep drive time under 15% of billable hours.
Lead-gen engine

Organic and referral-first. We budget $1,100/month for local-service ads, a Google Business presence, and yard signs on every active job — well under $95 per booked maintenance account at a referral rate that compounds.

Staffing

Two owner-operators plus four crew, scaling to six in peak season. Winter retention through MRR-funded payroll is the whole strategy.

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06

Financial Plan

The numbers

Conservative two-crew assumptions — a maintenance book climbing to 60 accounts and roughly 26 design-build projects in Year 1 across a 9-month season. Every figure below holds even if installs miss plan by 15%.

Startup costs & use of funds
ItemAmount
Work truck (3/4-ton, used)$34,000
Dual-axle trailer & 2 mowers$16,500
Hardscape tools & small equipment$9,800
License, permits, insurance & bond$7,400
Branding, wrap & yard signs$5,300
Working capital (winter runway)$17,000
Total$90,000

Funded by $40,000 owner equity + $50,000 SBA loan.

Project economics — paver patio
LinePer project
Contract price avg. 380 sq ft patio$14,500
Materials pavers, base, drainage($5,400)
Crew labor 5 crew-days($3,200)
Equipment & haul skid-steer rental($1,100)
Gross margin$4,800

~33% margin per patio; a maintenance account adds ~$840/yr at ~38% margin on top of every install.

Three-year revenue projection
YR 1
$418,000
YR 2
$642,000
YR 3
$875,000 · 3rd crew

Year-2 growth comes from a fuller maintenance book and added install capacity; Year 3 assumes a third crew funded from operating cash, not new debt.

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07

The Ask

Let's grow

Cedar & Stone is a focused, two-engine landscaping business entering a growing mountain market with a crew and a client book already in hand. The capital below is the only thing between a finished plan and a truck on the road in March.

Milestones to break-even
MO. 0
Equip & sign

Truck, trailer, and mowers bought; license & insurance cleared; first 18 contracts signed.

MO. 2
Crews live

Maintenance route running; first design-build installs underway; yard signs out.

MO. 10
Break-even

Cash-flow positive on 55+ accounts; SBA repayment on standard schedule.

YR 3
Crew three

Third crew funded from operating cash — capacity growth without new debt.

Bottom line

Recurring revenue by month two, profitable in year one.

The plan reaches break-even in month ten, carries its crew through the first winter on maintenance MRR and pre-sold hardscape, repays the SBA loan from project margin, and self-funds a third crew. The $50,000 doesn't buy a gamble — it buys a head start in a market that's still being built.

$50,000 · Let's grow.
Prepared by
Sam & Téa Holloway · Founders
Cedar & Stone Landscapes LLC · Asheville, NC
[email protected] · (828) 555‑0173
Cedar & Stone Landscapes LLC · Sam & Téa HollowayConfidential — Page 8