Commercial Lease Agreement

Suite 400 at 1200 Market Street

Property
San Francisco, CA 94102
Agreement No.
CL-2025-0418
Effective Date
April 1, 2025

This Commercial Lease Agreement ("Lease") is made between the parties identified below for the rental of office space situated on the fourth floor of the Market Street Tower, a Class A commercial building located in the Mid-Market district of San Francisco.

Landlord
Market Tower Holdings, LLC
1200 Market Street, Suite 100
San Francisco, CA 94102
Attn: Property Management Division
Tenant
Northbridge Analytics, Inc.
A Delaware corporation
Authorized to conduct business in California
EIN: 87-3921540
Principal Terms
Term
36
months
Base Rent
$8,500
per month
Deposit
$25,500
refundable
TI Allowance
$15,000
one-time
Covenants & Conditions
01

Premises & Permitted Use

Landlord leases to Tenant the premises known as Suite 400, comprising approximately 3,850 rentable square feet on the fourth floor. The premises shall be used solely for general office purposes consistent with a Class A professional services tenancy, including meetings, administration, and data analytics operations.

02

Term & Commencement

The lease term shall be thirty-six (36) consecutive months, commencing April 1, 2025 and expiring March 31, 2028, unless terminated earlier in accordance with the provisions herein. Tenant shall have a one-time option to renew for an additional 24 months at prevailing market rent, exercisable no later than 120 days prior to expiration.

03

Rent & Escalation

Base rent of $8,500 per month shall be due on the first calendar day of each month, payable via electronic transfer to Landlord's designated account. A 3% annual escalation shall apply on each anniversary of the commencement date. Late payments incur a 5% fee after a five-day grace period.

04

Security Deposit

Tenant shall deposit $25,500 (equivalent to three months of base rent) upon execution of this Lease. The deposit shall be held in a non-interest-bearing account and returned within 30 days of lease termination, less any lawful deductions for damages beyond ordinary wear and tear or unpaid obligations.

05

Tenant Improvements

Landlord shall provide a Tenant Improvement Allowance of $15,000 toward qualifying build-out expenses, including but not limited to partitions, flooring, lighting, and paint. All improvements require written approval from Landlord and must be completed by licensed contractors within the first 90 days of occupancy.

06

Maintenance & Utilities

Landlord shall maintain the building structure, common areas, elevators, and HVAC systems. Tenant is responsible for interior maintenance, janitorial services, and all utilities metered separately to the premises, including electricity, internet, and telecommunications services.

Financial Summary
Monthly Base Rent
Due first of each month via electronic transfer
$8,500.00
Security Deposit
Held by Landlord, refundable upon surrender
$25,500.00
TI Allowance Credit
Reimbursement against approved improvements
−$15,000.00
Aggregate Base Rent
36 months, exclusive of annual escalation
$306,000.00
Due at Signing
$34,000.00
Landlord Signature
Margaret Chen
Managing Principal, Market Tower Holdings, LLC
Date ______________________
Tenant Signature
David Okonkwo
Chief Executive Officer, Northbridge Analytics, Inc.
Date ______________________